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2016 Goals

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I know, I know, it’s January, the time when everyone comes up with their New Year’s resolutions only to fail a few months in, right? Well, that is why this year, I have decided to make goals, most of which are trackable, for 2016, rather than resolutions. If I call them goals, rather than resolutions, hopefully I will stick to them, but only time will tell. Also, if I post my goals on my blog, perhaps it will compel me to stick to my goals even more, even if it is simply for the fear that all my readers will know that I haven’t completed them! (gasp!) I know, right!?

Anyway, here are the goals I have laid out for myself this year and a short explanation:

Financial Goals:

Make $50 extra dollars each month – Our bills are tight and I would like to be able to put more towards saving for emergencies and paying off debts, so my goal is to make $50 extra dollars per month, whether by working overtime at my job, or side hustling with Swagbucks or Textbroker or finding a new side hustle. I feel that this goal is attainable, but not so far out of reach that I will fail miserably. If I succeed above and beyond in the first few months, I may push this goal to a larger number. We will see….

Pay off at least 1 student loan this year – We currently are working on paying down our debts, and my husband has 3 student loans left. His smallest one is currently at $800 with normal payments of $50, so I feel that it is very possible to pay this off by the end of the year by adding to our normal payments.

Personal Goals:

Finish reading the entire Bible – I began a plan to read the whole Bible in a year in October 2015. I am giving myself to the end of 2016 to finish reading it, so just a few months over a year. That way, if I get behind, I won’t beat myself up and give up like I have in the past, because I am allowed to get up to three months behind without being unable to finish by the end of the year.

Write at least one blog post per month – I have made this a goal year after year, but I really want to stick to it this year. I want to eventually monetize this blog and earn some money on the side through it as I have seen others do, but first I have to consistently post so that I can gather consistent readers. I figure that if I give myself a month to write each post, it should be easy peasy, right? (And with this post, January is already checked off). Just like the earning extra money goal, this goal is trackable and I could always do more than one post, but the goal is at least one post.

Graduate with an Associate’s degree in Business Administration – Okay, so this is sort of a “cheat” goal, because if I continue taking and passing the courses that I have planned for this year, I should graduate in December. But I can still make it a goal, because that will mean that I definitely have no excuse to not complete at least this goal this year.

Read 5 books that I have never read before – I love to read. But lately, especially with going back to school and trying to work overtime, I haven’t spent as much time reading as I used to. I haven’t chosen 5 specific books, but I want to read at least 5 books that I haven’t read before. There are a few classics that I haven’t read, and a few books that are becoming movies that I haven’t read, so there are plenty to choose from. (Side note: I have read one book that is becoming a movie this year, you should check it out, it’s called Miss Peregrine’s Home for Peculiar Children)

Make a point to do something special for my husband once a month – We have no kids, so you would think that we would spend plenty of time together, but even without kids, we have fallen into a funk of “go to work, go home, cook dinner, watch TV, go to bed, repeat.” We are involved in our church and my husband is a volunteer firefighter, so we are involved in a few activities in the evenings, but even when we go out to eat it feels more like necessity than a ‘date.’ I want to make a point this year to spend time making my husband feel special.

I have a few more things that I want to do better at this year, but I knew if I gave myself too many goals, that I would never get them all done and feel discouraged. I can still work on the other things, such as meal planning, eating healthier, building up savings, and keeping up with house cleaning,  but for this year, these are my goals.

So, did you make any goals or resolutions for this year? Do you think there is a difference between goals and resolutions? Did you complete your goals or resolutions from last year?

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